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Fabien Pesenti - card processing help place

There is no silly question when it comes to card processing. Just lots of confusion and frustration. My goal is to offer a reference place where good people can find answers or directions for common questions and issues. I sincerely hope it will help you. Everything is based on what I keep being asked about so all questions and comments are welcome. I am here to help! Don't hesitate to call.

Interchange Rates

Many hear about Interchange Rates. Lots of confusion. See official information.

http://www.mastercard.com/us/merchant/pdf/MasterCard_Interchange_Rates_and_Criteria_-_October_2008-final.pdf

http://corporate.visa.com/_media/interchange-brochure.pdf

Also http://corporate.visa.com/viewpoints/interchange-index.shtml
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Topics

  • Authorized amount (1)
  • AVS (2)
  • CNP (3)
  • Definitions (5)
  • fees (4)
  • Fraud (4)
  • Gift card (1)
  • hold (1)
  • How it works (1)
  • PA-DSS (2)
  • Payment Applications (2)
  • PCI (11)
  • Quick Q+A (15)
  • Reconciliation (3)
  • Starting tips (5)

Good Websites

  • - SIX Payment Services
  • - MasterCard List of PCI DSS Compliant Service Providers
  • - VISA Global List of PCI DSS Validated Service Providers
  • - List of Validated Payment Applications
  • - MasterCard Rules
  • - VISA Card Acceptance Guide
  • - EMV CANADA
  • - PCI Security Standards Council
  • - PCI DSS Guru
  • - Merchant Advisory Group (MAG)
  • - Merchant Risk Council (MRC)
  • - ETA - Electronic Transactions Association
  • - Merchants Payments Coalition
  • - Electronic Payments Coalition
  • - Privacy Rights Clearinghouse - Facts on FACTA
  • - Federal Trade Commission
  • - NCSL - National Conference of State Legislatures
  • - Banking Information Security
  • - FeeFighters

Events of interest

  • - VISA PCI DSS / PA DSS Training

Personal

  • - my LinkedIn Profile
  • - "Neglect Card Payment Reconciliation at Your Peril", PARKING TODAY Magazine December 2010
  • - PIE - Parking Industry Exhibition - March 7-10 Chicago
  • - "Credit Card and Revenue Control", PARKING TODAY Magazine Jan 2009
  • - "The Murky World of Credit Card Processing: Basics, Truth and “Urban Legends”- ONTARIO TRAFFIC CONFERENCE, Parking Workshop Sept 08

Misc ...

  • Parking Today's Blog